The University of Nebraska has partnered with UnitedHealthcare to offer UnitedHealthcare StudentResources: An affordable, convenient, medical, mental health, dental and prescription insurance plan for students.
Enrollment
Voluntary Students
Open enrollment for Fall 2023 will take place July 1, 2023 through midnight September 12, 2023. Students can voluntarily enroll by:
- Logging into MyRed
- Selecting the Profile tab
- Clicking on Health Insurance
International Students & Graduate Assistants
International students and graduate assistantship recipients are automatically enrolled each semester. Once insurance has been assigned, it will appear as a charge on your MyRED account. Your insurance card will become available to you after you complete the "ACCEPT your Insurance" instructions below. Please see "Health Insurance Cards" later in this page for more details.
If you have other qualifying insurance, and wish to CANCEL (waive) the insurance assigned to you by UNL, you must take action to cancel the insurance. If you do not successively cancel the student health insurance, you will be responsible for the cost of the premium added to your student account balance. This must be completed in both Fall and Spring semesters.
- How to ACCEPT your insurance:
- How to CANCEL (waive) your insurance – Due by midnight September 12, 2023
Dependents
Dependents may be enrolled in the insurance plan through the student’s UHCSR My Account portal once enrollment is complete. For students automatically enrolled, you must ACCEPT the insurance to add dependents. For more information, contact the UnitedHealthcare StudentResources campus representative.
How to Create Your Account
Rates & Dates
Dates of Coverage
Fall: August 1 through December 31, 2023
Spring/Summer: January 1 through July 31, 2024
Insurance Rates
Student Premium for Required Enrollees
(International Students & Graduate Assistants)
Student: Fall $1,636.14* and Spring $2,272.97*
*Includes school's $10 admin fee per covered student per enrollment period.
Dependent Coverage†:
Spouse: $3,876.21*
One child: $3,893.63*
Two or More Children: $7,608.63*
Spouse & Two or More Children: $11,484.84*
*School admin fee is $10 per covered person per enrollment period.
Student Premium for Voluntary Enrollees
Student: Fall $3,511.14* and Spring $4,882.97*
*Includes school's $10 admin fee per covered student per enrollment period.
Dependent Coverage†:
Spouse: $8,361.21*
One child: $8,378.63*
Two or More Children: $16,578.63*
Spouse & Two or More Children: $24,939.84*
*School admin fee is $10 per covered person per enrollment period.
Coverage Details
The university offers an ACA-compliant student insurance plan.
Who is eligible to enroll?
- Students enrolled in six or more credit hours in a degree-seeking program
- All degree-seeking international students, regardless of credit hour level. International students will be auto-enrolled, unless they provide proof of other coverage and sign a waiver.
- The credit hour limit listed above does not apply to:
- Graduate assistants
- Degree-seeking master’s level graduate students enrolled in one or two credit hours for the purpose of completing their thesis and are full-time certified by Graduate Studies
- Doctoral students enrolled in one or two credit hours for the purpose of completing their dissertation and are full-time certified by Graduate Studies
- All visiting scholars if approved by the University
- All Intensive English Program students
- New degree-seeking students who start in the summer will have a three-hour minimum credit hour requirement
What services are covered?
The university’s plan includes medical, dental and prescription drug benefits. View full coverage details.
How do I understand my health insurance?
Familiarizing yourself with insurance terms and the details of your plan helps you know what you’ll have to pay when you seek medical or dental services or pick up a prescription. Review these terms and tips to get the most from your insurance coverage.
What are deductibles, coinsurance & Copays?
How to Understand the EOB
Health Insurance Cards
Approximately 10 to 12 days after accepting the coverage or choosing to enroll, you’ll receive an email from UHCSR (unebraskaadvocates@uhcsr.com) at your university @huskers email address. This email provides a link to create your “My Account” and access your electronic health insurance card. A physical copy of your dental card will be automatically mailed to the local address on file with UNL, please update your local address in MyRED if needed. A physical copy of the medical card will not be mailed to you.
Students automatically enrolled in the UHCSR plan must ACCEPT the insurance coverage to gain access to the health insurance card.
Questions
Contact the UnitedHealthcare Student Resources campus representative
Call 866.351.4262 or 866.416.2623
Email: unebraskaadvocates@uhcsr.com